Payment and financing planning notes at Dr. Havva Duru İpek Kliniği, Nişantaşı, Istanbul

Medical Tourism

Payment & Financing

How payment works for facial plastic surgery in Istanbul — deposits, accepted payment methods, and financing your care abroad.

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Dr. Havva Duru Ipek wrote and medically reviewed this article · · Credentials and sources

Understanding how payment works is part of planning your trip with confidence. This page explains the general structure of paying for facial plastic surgery in Istanbul as an international patient — deposits, payment methods, and financing your care from abroad. For your specific procedure, exact figures are always confirmed in writing after your personal consultation; see Package Pricing for what a typical package includes.

How Payment Is Typically Structured

International facial plastic surgery packages are generally paid in two stages: a deposit to confirm and hold your surgery date, followed by the balance ahead of or on the day of your procedure. Exact terms — deposit amount, payment deadlines, and accepted methods — are set out in writing by the clinic before you commit to a date, and should be confirmed clearly during your consultation.

Accepted Payment Methods

Bank transfer is the most commonly used method for international surgical packages. Ask the clinic directly which methods they accept — this varies by clinic, and confirming it early avoids last-minute complications when you are ready to book.

Get a Firm, Written Quote First

Before discussing payment logistics, make sure you have a firm, itemised quote based on your personal consultation and surgical plan — not a general estimate. A reputable clinic confirms the final price in writing and is clear about what would cause it to change, such as a scope change you request after arrival. See our consultation guide for the questions worth asking before you commit.

Financing From Your Home Country

Some international patients choose to arrange financing — such as a personal loan or a medical financing product — through a lender in their own country before travelling, entirely independent of the clinic itself. This is a personal financial decision, and terms vary widely by country and lender, so it is worth researching options available to you locally well before your planned surgery date.

Currency and Exchange Considerations

Because packages are typically quoted in euros, pounds or US dollars for international patients, exchange rate movement between the time you receive your quote and the time you pay can matter for larger procedures. Ask the clinic whether your quote is locked once accepted, and factor a small buffer into your budget for currency fluctuation if paying in a different currency than the one quoted.

Questions Worth Asking Before You Book

  • What is the deposit amount, and is it refundable if my plans change?
  • What payment methods do you accept for the balance?
  • Is my quoted price final, or could it change once I arrive?
  • What happens if I need to reschedule my surgery date?

Frequently Asked Questions

Frequently asked questions

Do you offer in-house financing or payment plans?

Payment structures are confirmed directly with the clinic during your consultation. Ask specifically about deposit terms, accepted payment methods, and any staged-payment options available for your treatment plan.

Can I pay with a credit card?

Accepted payment methods vary and are confirmed at consultation. Bank transfer is the most common method for the surgical package; ask directly which methods the clinic accepts before booking.

Is a deposit required to secure my surgery date?

Most clinics, including this one, require a deposit to confirm and hold a specific surgery date. Deposit terms — amount, refund policy and deadline — are set out in writing before you commit.

Can I use financing from a company in my home country?

Some international patients arrange financing or a medical loan through a lender in their own country before travelling, independent of the clinic. This is a personal financial decision between you and your chosen lender, not something the clinic arranges directly.

Will the total price change after I arrive?

A reputable clinic provides a firm, itemised quote in writing before you travel, based on your consultation and surgical plan. Confirm in writing that the quoted price is final and ask specifically what would cause it to change, such as a change in surgical scope you request after arrival.

Havva Duru Ipek

Written and medically reviewed by: Dr. Havva Duru Ipek — Facial Plastic Surgery / Otolaryngology (Ear, Nose & Throat), Istanbul

Last reviewed: · Next review: 2027-09

Site editor: · Our editorial policy

Disclaimer: This page is for general informational purposes only; it does not replace diagnosis or treatment. Treatment decisions are made individually after a physician's examination.

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The information here is general. What it means for your specific case will become clear after examination and any necessary tests. If you have prior test results or reports, please bring them with you.

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